For those of us who live in the beautiful Sunshine State, we are familiar with the “No-Fault” laws of Florida. But did you know that in 1971, Florida became the second state in the country to adopt a no-fault automobile insurance plan? To clarify, current Florida law requires every motorist to carry a minimum of $10,000 in Personal Injury Protection (PIP). This is also known as "No-Fault" car insurance. The intention of this mandate is to ensure compensation of medical bills and lost wages a driver may suffer in an accident, regardless of who caused the accident. Thus, the “No-Fault” title is a reference to the fact drivers are still covered, regardless of legal liability. Florida is just one of over a dozen states in the U.S. today to adopt PIP laws to protect drivers.
However, despite these laws having been on the books for over four decades, plenty of people still don’t understand what exactly these protections do. Meanwhile, victims of car accidents or truck accidents are missing out on benefits they are legally entitled to. lowercase personal injury lawyers can help you navigate the subtle details of PIP law before you file a claim.